Employers are tinkering with the design of their health benefit offerings as a means towards reducing their overall health care costs. An emerging prototype is: "consumer driven health care," which is essentially a high deductible plan with a medi

Employers are tinkering with the design of their health benefit offerings as a means towards reducing their overall health care costs. An emerging prototype is: "consumer-driven health care," which is essentially a high deductible plan with a medical savings account. Discuss the pros and cons of such an approach

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